Commercial Mortgages

First Circle Financial is able to consider small commercial mortgages for borrowers that don’t fit the banks’ rigid lending policies. While most commercial lenders are not interested in deals under $2 million, we specialize in commercial loans from $250,000 to $3 million.

We can lend on a variety of property types, such as: strata office space, retail storefronts, strata warehouses and more.

From time to time we have funds available for multi-family sites and single family subdivisions.

Commercial Product Features:

Loan size: $250,000 to $3,000,000
LTV: Up to 65%
Fee: Minimum 2.00% – split 50/50
Payments: 25-year amortization
Prepayment: Closed
Term: 12-18 months
Down payment: No history required

Please click here for our rate sheet.

Give us a shout to see how we can tailor our products to meet your clients’ needs. 604-986-3200 or mortgages@firstcircle.ca