Mortgage Product Sheet

Updated: November, 2020

Since 1991, First Circle Financial has worked closely with mortgage brokers to provide residential and construction equity-based mortgage financing solutions. It is our goal to make the mortgage broker’s life as easy as possible by providing mortgage solutions tailored to meet your clients’ needs.

P denotes TD Bank Prime | Effective November 1st 2020 TD Bank Prime = 2.45%
Rates are subject to change without notice.
Residential First Residential Second Construction Commercial Land
Starting Rate 5.95% 7.95% P + 4.50% P + 4.50% P + 5.50%
Starting Fee 2.00% split 2.00% split 2.00% split 2.00% split 2.00% split
MAX LTV 80% 75% 65% 65% 65%
Payments Interest Only Interest Only Interest Only Interest Only Interest Only
Term Up to 12 months Up to 12 months Up to 12 months Up to 12 months Up to 12 months
Prepayment Open Open Open Open Open

Lending Areas

The Lower Mainland

Greater Vancouver and Fraser Valley

Vancouver Island

Victoria north to Courtenay/Comox

The Interior

Kamloops, Kelowna, Vernon and Penticton

Sea-to-Sky Corridor

Squamish, Whistler and Pemberton

The Sunshine Coast

Gibsons and Sechelt

Other nearby cities may be considered on a case-by-case basis.

Contact Us

Steve Cross

vp, mortgage lending and operations

Jason Parlee

vp, mortgage lending and business development

Kyle Williams

business development manager

Get in touch with First Circle Financial

If you are a mortgage broker interested in straightforward mortgage solutions or an investor looking for reliable returns and peace of mind, we would love to speak with you!

Contact Number

(604) 986-3200

Mortgage Applications

mortgages@firstcircle.ca

Investment Inquiries

invest@firstcircle.ca
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