Updated: March, 2021
Since 1991, First Circle Financial has worked closely with mortgage brokers to provide residential and construction equity-based mortgage financing solutions. It is our goal to make the mortgage broker’s life as easy as possible by providing mortgage solutions tailored to meet your clients’ needs.
|Starting Rate||Processing Fee||MAX LTV|
|First Mortgages||5.95%||2.00% split||80%|
|Second Mortgages||7.95%||3.00-4.00% split||75%|
|Construction||P + 4.00%||2.00% split||65%|
|Commercial||P + 4.50%||2.00% split||65%|
|Land||P + 5.00%||2.00% split||65%|
The Lower Mainland
Greater Vancouver and Fraser Valley
Victoria north to Courtenay/Comox
Kamloops, Kelowna, Vernon and Penticton
Squamish, Whistler and Pemberton
The Sunshine Coast
Gibsons and Sechelt
Other nearby cities may be considered on a case-by-case basis.