First Circle Financial provides short-term, residential, first and second, mortgage solutions to borrowers that do not meet conventional underwriting criteria. Our most popular product is a one-year open mortgage.

We are a non-income qualifying lender able to look past conventional debt servicing requirements. Our goal is to provide straightforward mortgage solutions designed to help your clients when the banks cannot.

Residential Product Features:

Starting Rate: See Rate Sheet
Starting Fee: 2.00% split
Max Loan: 80% LTV
Payments: Interest only
Term: Up to 24 months
Prepayment: Open

First Circle Financial is able to consider the following:

  • Owner-occupied and revenue properties
  • Non-resident, corporate and self-employed borrowers
  • Bridge loans and inter alia charges
  • Recently discharged bankrupts
  • Debt consolidation loans
  • And much more!

Broker Resources

Get in touch with First Circle Financial

If you are a mortgage broker interested in straightforward mortgage solutions or an investor looking for reliable returns and peace of mind, we would love to speak with you!

Contact Number

(604) 986-3200

Mortgage Applications

mortgages@firstcircle.ca

Investment Inquiries

invest@firstcircle.ca
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